Debt consolidation is a simple way to combine multiple debts into one. People often use it for high-interest debts and personal loans. If you’re juggling several monthly payments, debt consolidation could lower your interest rate and make your monthly payments more manageable. One payment instead of many can make it simpler to stay on top of your bills and meet your financial obligations.
We want the process to be convenient and easy to follow.
Balance Credit offers a simple debt consolidation plan, so you’ll always know your monthly payment amount. The application process only takes a few minutes. If approved, you will receive your funds as soon as the next day. With an installment loan, you’ll have a clear timeline for when your loan will be fully paid off.
You will also learn what your monthly payment and interest rate will be. We’re committed to making our services convenient and easy to navigate. Our customer service team ensures a smooth experience every step of the way.
Balance Credit offers unsecured personal loans , which are different from secured debt consolidation loans. When you consolidate your debt, you reorganize it into one monthly payment, but you still need to pay off the debt in full.
A secured debt consolidation loan requires a valuable asset, such as your home or car, as collateral. Comparatively, an unsecured debt consolidation loan from Balance Credit doesn’t use your home or vehicle as collateral.
Balance Credit lets you consolidate your debt without risking your assets. You’ll gain peace of mind and a path to financial freedom.
By consolidating debts into a single loan, you can simplify your finances and potentially lower your monthly payments. Balance Credit offers a quick online application and you can get funds by the next day, helping you take charge of your financial future.
Apply now to take the first step toward debt relief.
In AK, AR, AZ, FL, IN, KS, KY, LA, MI, MN, MT, OH, OK, and TN loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. All loans funded by Capital Community Bank (or by one of its affiliates or divisions) will be serviced by Balance Credit. Your loan agreement identifies your lender.
SunUp Financial, LLC, NMLS number 1331747.
AL Residents: Loans may be provided by either 1) SunUp Financial, LLC (License No. MC22640), or 2) Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.
DE residents: SunUp Financial, LLC is licensed by the Delaware State Bank Commissioner, License No.024137, expiring December 31, 2024.
TX Residents: Balance Credit is not the lender. Loans are provided by unaffiliated third-party lenders. For some loans, Balance Credit acts as both a Credit Services Organization and Credit Access Business when loans are provided by an unaffiliated third-party lender. Balance Credit is licensed by the Texas Office of the Consumer Credit Commissioner, License No. 1700059320-158634. Other loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.
* Rates & Terms vary by state. Balance Credit is not a lender in all states. Not all applications are approved.
** APPROVAL: In some cases, the decision may take longer; some customers applying for Balance Credit or third-party products may be required to submit additional documentation to verify application information. FUNDING: Applications processed and approved before 6 PM CT on business days and prior to 4:00 PM CT on Sundays are typically funded the next business day.
Customer testimonials and ratings reflect the individual’s own opinions and are not necessarily representative of all experiences.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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