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Quick and Affordable Auto Repair Loans

Home  •   Personal Loans • Car Repair Loans

Personal Loans for Auto Repair

If you rely on your car for your daily commute, keeping it maintained and running smoothly is essential. But what happens if you can’t afford to fix it when it breaks down? Without a backup plan, you might be forced to use your emergency fund. This can have a ripple effect on your financial stability, making it harder to pay bills. The average car repair bill runs from $500 to $600, and about one in three drivers can’t afford it without going into debt.

If this sounds familiar, you’re not alone. Balance Credit offers a convenient and hassle-free way to apply without affecting your traditional credit score. If you need an emergency loan to repair your car, check if you’re eligible for a loan with us. By doing so, you’ll be one step closer to resolving your emergency car repair and getting back on the road.

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Man repairing his car with the help of an auto loan

For life's little emergency, count on Balance Credit and consider it done.

How Can I Use a Personal Loan for Auto Repairs?

Different options are available for auto and installment loans. This is true even if you have a low credit score or are applying for an emergency car repair loan. A personal loan from Balance Credit could be the solution. Loans to assist in auto repairs can range from $100 to $5,000, providing the flexibility to cover different types of car repairs like:

  • Buying new tires for winter to ensure safe driving during snowy and icy conditions.
  • Replacing brake shoes and rotors as part of the vehicle’s maintenance to ensure the braking system is in good condition.
  • Fixing the car after a collision, including bodywork, replacing damaged parts, and ensuring that it runs safely.

Cars are complex machines, and as a result, 68% of vehicles on the road require repairs. You’re not alone if you don’t have the confidence to fix your vehicle. This means you’ll have to pay a visit to a local mechanic or stop by your local dealership for vehicle services. But before you do, check to see if you are eligible for an auto repair loan.

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What Are Online Auto Repair Loans, and Are They Reliable?

Online auto repair loans are financing options that you can apply for and manage entirely online, which you can use to cover things such as vehicle repair costs. These loans are convenient, often providing quick approval and funding, sometimes within 24 hours.** Many reputable lenders, like Balance Credit, offer online auto repair loans with transparent terms and no hidden fees. As with any financial loan, it’s important to research and choose a trusted lender to ensure reliability and avoid potential pitfalls.

Need an Emergency Car Loan? Apply Today!

You won’t always need an auto repair loan to finance your vehicle’s mishaps, but knowing Balance Credit is here to help can ease your mind. If you have any questions about auto repair loans, see our FAQ or contact us! Apply now to check your eligibility and drive away with confidence.

Frequently Asked Questions

Balance Credit makes the loan application simple. It only takes a few minutes to fill out some basic information in our application form to determine if you qualify. Several of our customers receive a response immediately. If approved, you could have the funds to pay the mechanic in as little as 24 hours.**

Don’t let bad credit stall your car repairs. Balance Credit’s application lets you explore auto repair loan options without risking your vehicle. Unlike title loans, our process ensures your car is not security for the loan. While approval isn’t guaranteed for everyone, checking your eligibility is quick and convenient.

If you’re in a tough financial situation, you want an honest and reliable company. At Balance Credit, we offer clear and easy-to-understand terms with no penalties for early repayment. Our unwavering commitment to providing excellent service and trustworthy terms is best described by the positive feedback we receive from our satisfied customers. For instance, Jose C. shared in November 2019, “Awesome! I’ve been with them for years now.”

“Balance credit has been a tremendously help on all occasions. They have treated me so well and their loan options are the best when your credit score is not average. I have paid of my loan and have reapplied more than twice. This should suffice how well their customer service is. I would most definitely recommend Balance Credit to my friends and family."
Balance Credit
Alyssa G.
Customer
The information contained in this post is for general educational and informational purposes only. It is not an offer of credit, does not fully describe the products that we offer or facilitate, and it is not specific to any individual. These products are an expensive form of credit, and you should ensure that they meet your unique financial needs. We are not a credit repair organization and make no representation that we or any loan will improve or attempt to improve your credit rating. We do not provide financial advice or assistance regarding your credit situation. These educational posts are not a substitute for individualized professional advice.
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In AK, AR, AZ, FL, IN, KS, KY, LA, MI, MN, MT, OH, OK, and TN loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. All loans funded by Capital Community Bank (or by one of its affiliates or divisions) will be serviced by Balance Credit. Your loan agreement identifies your lender.

SunUp Financial, LLC, NMLS number 1331747.

AL Residents: Loans may be provided by either 1) SunUp Financial, LLC (License No. MC22640), or 2) Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

DE residents: SunUp Financial, LLC is licensed by the Delaware State Bank Commissioner, License No.024137, expiring December 31, 2024.

TX Residents: Balance Credit is not the lender. Loans are provided by unaffiliated third-party lenders. For some loans, Balance Credit acts as both a Credit Services Organization and Credit Access Business when loans are provided by an unaffiliated third-party lender. Balance Credit is licensed by the Texas Office of the Consumer Credit Commissioner, License No. 1700059320-158634. Other loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

* Rates & Terms vary by state. Balance Credit is not a lender in all states. Not all applications are approved.

** APPROVAL: In some cases, the decision may take longer; some customers applying for Balance Credit or third-party products may be required to submit additional documentation to verify application information. FUNDING: Applications processed and approved before 6 PM CT on business days and prior to 4:00 PM CT on Sundays are typically funded the next business day.

Customer testimonials and ratings reflect the individual’s own opinions and are not necessarily representative of all experiences.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

©2024 SunUp Financial, LLC.