Loan Servicing

Flexible Installment Loans Tailored to Your Needs

We tailor our services to meet various needs across the country. Balance Credit offers unsecured installment loans and credit services in select states for a wide range of needs.*

In some states, Balance Credit does not directly offer loans. Instead, our FDIC-insured, state-chartered bank partner provides reliable and efficient loan servicing solutions. Visit this page for more information about our bank partners in your state.

The bank partner leverages our platform and technology by outsourcing customer marketing and loan servicing to us. We handle these aspects while the bank remains responsible for loan origination, underwriting, and funding. They monitor regulatory compliance requirements and ensure their standards are strictly followed.

Lending Partners

How Can I Apply for Loan Servicing?

Customers can manage their loans online through our self-service portal. Our platform offers a quick application process. The data-driven underwriting often provides a decision within seconds.

Our support team is always an email or a call away, ready to assist you with anything you need. Don’t hesitate to reach out if you have any questions or require further assistance.

Your Trusted Partner in Financial Empowerment

At Balance Credit, we aim to be your trusted partner on the path to financial empowerment. We offer clear tools and tailored guidance for secure loan management. If you’re ready to take the next step, check your eligibility today!

Let Balance Credit help you achieve a brighter, more secure financial future.

Capital Community Bank

1835 W. State St.
Pleasant Grove, Utah 84062
(801) 763-5066
customercare@ccbank.com

Capital Community Bank

1835 W. State St.
Pleasant Grove, Utah 84062
(801) 763-5066
customercare@ccbank.com

The information contained in this post is for general educational and informational purposes only. It is not an offer of credit, does not fully describe the products that we offer or facilitate, and it is not specific to any individual. These products are an expensive form of credit, and you should ensure that they meet your unique financial needs. We are not a credit repair organization and make no representation that we or any loan will improve or attempt to improve your credit rating. We do not provide financial advice or assistance regarding your credit situation. These educational posts are not a substitute for individualized professional advice.

In AK, AR, AZ, FL, IN, KS, KY, LA, MI, MN, MT, OH, OK, and TN loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. All loans funded by Capital Community Bank (or by one of its affiliates or divisions) will be serviced by Balance Credit. Your loan agreement identifies your lender.

SunUp Financial, LLC, NMLS number 1331747.

AL Residents: Loans may be provided by either 1) SunUp Financial, LLC (License No. MC22640), or 2) Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

DE residents: SunUp Financial, LLC is licensed by the Delaware State Bank Commissioner, License No.024137, expiring December 31, 2024.

TX Residents: Balance Credit is not the lender. Loans are provided by unaffiliated third-party lenders. For some loans, Balance Credit acts as both a Credit Services Organization and Credit Access Business when loans are provided by an unaffiliated third-party lender. Balance Credit is licensed by the Texas Office of the Consumer Credit Commissioner, License No. 1700059320-158634. Other loans are provided by Capital Community Bank (or by one of its affiliates or divisions), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Your loan agreement identifies your lender.

* Rates & Terms vary by state. Balance Credit is not a lender in all states. Not all applications are approved.

** APPROVAL: In some cases, the decision may take longer; some customers applying for Balance Credit or third-party products may be required to submit additional documentation to verify application information. FUNDING: Applications processed and approved before 6 PM CT on business days and prior to 4:00 PM CT on Sundays are typically funded the next business day.

Customer testimonials and ratings reflect the individual’s own opinions and are not necessarily representative of all experiences.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.